June 2020
Intermediate to advanced
304 pages
10h 40m
English
Content preview from The AI Book
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CHAPTER 65An AI-Embedded Financial Future
By Richard Foster-Fletcher1
1CEO, NeuralPath.io, Host of Boundless Podcast
We are witnessing the proliferation of artificial intelligence (AI). AI is being used to find patterns, make predictions and create recommendations from data. It is being used to make businesses more profitable and solve problems, large and small. AI is propagating across countries and industries. The opportunities for humanity are substantial and remarkable; from spotting early signs of cancer, to finding new planets in the galaxy, to matching you to potential jobs, partners and just about any product you can buy.1
The benefits to businesses that adopt AI include efficiency through automation, improved customer experiences and big, big, big revenue gains. In principle, it is the consumer that benefits from business efficiency through lower prices and better and faster service, but one economic challenge posed by the proliferation of AI is income distribution.2 By definition, AI is a set of tools that can create statistical inference from large data sets; it is not a form of intelligence that competes with human sensitivity, creativity and ingenuity – at least not yet.
AI tools, however, are reshaping how wealth is created, which jobs need humans and even altering the global balance of power. “What we’re going towards is greater wage inequality, greater income and wealth inequality and probably more unemployment and a more divided society”,3 but according to ...
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