January 2016
Intermediate to advanced
376 pages
8h 44m
English
Content preview from Advanced Software Testing - Vol. 1, 2nd Edition, 2nd Edition
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IIIGlossary
Term1 |
Definition |
Home Equity |
The difference between a home’s fair market value and the unpaid balance of the mortgage and any other debt secured by the home. A homeowner can increase their home equity by reducing the unpaid balance of the mortgage and any other debt secured by the home. Home equity can also increase if the property appreciates in value. A homeowner can borrow against home equity using home equity loans, home equity lines of credit, and reverse mortgages (see below). |
Secured Loan |
Any loan where the borrower uses an asset as collateral for the loan. The loan is secured by the collateral in that the borrower can make a legal claim on the collateral if the borrower fails to repay the loan. |
Home Equity Loan ... |
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