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The Art of Bank M&A: Buying, Selling, Merging, and Investing in Regulated Depository Institutions in the New Environment by Dennis J. Roberts, Alexandra Lajoux

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To the memory of Shirley Edwards Wilkinson,whose excellence as a bank branch manager strengthenedher customers, encouraged her colleagues, and inspired her friends.Alexandra Reed Lajoux

To the memory of Robin Ann Quattlebaum,who after an epic struggle departed this life on July 5, 2013.Dennis J. Roberts

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