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Management of Banking and Financial Services, 4e by Suresh Padmalatha, Paul Justin

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CHAPTER SIX

Banks in India—Credit Delivery and Legal Aspects of Lending

CHAPTER STRUCTURE

Section I Modes of Credit Delivery

Section II Legal Aspects of Lending

Chapter Summary

Test Your Understanding

Topics for Further Discussion

Annexures I, II, III, IV (Case Study)

KEY TAKEAWAYS FROM THE CHAPTER
  • Know the types of borrowers in India.
  • Learn about some types of credit that banks in India extend to borrowers.
  • Learn about the forms in which the credit is given.
  • Know the precautions banks should take while lending.
  • Know how banks in India fix interest rates for individual borrowers.
  • Understand how the law helps the bank in enforcing securities.
SECTION I
MODES OF CREDIT DELIVERY

We have seen the basic principles and processes of the lending function ...

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