August 2004
Beginner
184 pages
4h 23m
English
Content preview from Organize Your Personal Finances ...In No Time
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Getting In-Depth with Your Debt
When the P&L shows a loss, you have two choices: find more income or reduce expenses. Unfortunately, both can be tough to do. Some expenses, such as loans, are obligations that you can't just stop paying (see Figure 8.2).
Figure 8.2. Use a chart like this to recategorize your expenses and see them in a new light. If you have a lot of installment-loan payments in the third column, check out Figure 8.3 for a way to keep closer track of them.
Take a fresh look at your overall expenses by separating the things you can reduce (utility bills) or stop (subscriptions, lattes, and so on) from the ...
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