August 2004
Beginner
184 pages
4h 23m
English
![]() | Now that you have a new perspective on your installment- and revolving-loan debt and have identified your expenses as either reducible or not, look at your expenditures once more and try to spot patterns. Sort them every which way— by month, by year, by store, by category. (Yes, this is much easier if you're using software.) |
tip
As I've said before, don't let guilt get in the way of your progress here. If you're dismayed to see what you spent last year or last month, don't dwell on the past: Use that information to make positive changes going forward. Now that you can see all of last year's decisions ...
Read now
Unlock full access