January 2009
Beginner
208 pages
3h 32m
English
Content preview from Rebound: A Proven Plan for Starting Over After Job Loss
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Chapter 5 Financial: What to Do Before You Get Laid Off
Even if you aren’t facing an immediate possibility of a layoff, there are actions you can and should take now to put yourself in the best possible financial position to absorb the shock should the time come. This advice comes from Mark Gibbs, Atlanta-based CPA and certified financial planner, who says that being employed will make it easier for you to make some of these changes. So consider doing them now.
Acquire a home equity loan. Because lending institutions may be more stringent with mortgages now, you stand a better chance of qualifying for a HELOC (and at better terms) if you’re employed. Their new stringency will help protect you from taking on more debt than the house is worth. ...
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