October 2012
Beginner
180 pages
3h 35m
English
book
Plan Your Prosperity: The Only Retirement Guide You'll Ever Need, Starting Now--Whether You're 22, 52 or 82
by Ken Fisher Brown, Lara Hoffmans
Content preview from Plan Your Prosperity: The Only Retirement Guide You'll Ever Need, Starting Now--Whether You're 22, 52 or 82
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Appendix B
Cash Flow Versus Expenses
Do you know what your expenses are? What they will be? And how they stack up against your cash flow—current or projected? This brief guide can get you started. And it’s just a guide—feel free to add, amend, blow it up or use something wholly different. You can also use this to project how much cash flow you’ll need your portfolio to provide—now or in the future.
Table B.1 Cash Flows—Current or Projected
| Income source | Amount |
| Salary | $_________ |
| Pension | $_________ |
| Pension survivor benefit | $_________ |
| Social Security | $_________ |
| Business income | $_________ |
| Cash flow from investments | |
| Portfolio cash flow | $_________ |
| Real estate | $_________ |
| Other | $_________ |
| TOTAL CASH FLOW | $_________ |
Table B.2 Expenses—Current or Projected
| Basic Living Expenses | Amount |
| Housing | |
| Primary property | $_________ |
| Mortgage, insurance and property insurance | $_________ |
| Home upkeep | $_________ |
| Lawn maintenance | $_________ |
| Rental/Second/Investment property | |
| Mortgage, insurance and property insurance | $_________ |
| Home upkeep | $_________ |
| Lawn maintenance | $_________ |
| Insurance premiums | |
| Medical | $_________ |
| Auto | $_________ |
| Life | $_________ |
| Annuities | $_________ |
| Long-term care | $_________ |
| Other | $_________ |
| Car | |
| Payments | $_________ |
| Gasoline | $_________ |
| Maintenance | $_________ |
| Groceries | $_________ |
| Clothing | |
| His | $_________ |
| Hers | $_________ |
| Kids | $_________ |
| Utilities |
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