Chapter 1

What? Me? Retire?

Who needs a book on retirement investing?

Maybe you’re younger—early in your career. To you, retirement investing is something you do when you’re retired. Or close to it. Too boring to think about now. Too far away to bother. (Wrong.)

Maybe you’re in retirement now or close to it. And you already have a plan. Can’t be bothered. But are you sure your plan is appropriate? What’s more, are you sure your plan is in fact a plan—and not just a collection of tactics?

Either way, however old you are or however far along in your career, the time to think about a retirement investing plan is now. This book isn’t just for retirees or soon-to-be retirees, but anyone at all who plans to retire ever—whether that’s next week or in three decades.

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