Appendix C
Expense Categories
Though this list is by no means exhaustive, if you want to start building a more detailed budget to help you determine cash flow needs, you can start with these common expenses.
| Auto & Transport | Bills & Utilities | Business Services |
| Auto insurance | Home phone | Advertising |
| Auto payment | Internet | Legal |
| Gas & fuel | Mobile phone | Office supplies |
| Parking | Television | Printing |
| Public transportation | Utilities | Shipping |
| Services & parts | ||
| Education | Entertainment | Fees & Charges |
| Books & supplies | Amusement | ATM fees |
| Student loan | Arts | Bank fees |
| Tuition | Movies & DVDs | Finance charges |
| Music | Late fees | |
| Newspapers & magazines | Service fees | |
| Trade commissions | ||
| Food & Drinking | Gifts & Donations | Health & Fitness |
| Alcohol & bars | Charity | Dentist |
| Coffee shops | Gift | Doctor |
| Fast food | Eye care | |
| Groceries | Gym | |
| Restaurants | Health insurance | |
| Pharmacy | ||
| Sports | ||
| Home | Kids | Loans |
| Home improvements | Allowance | Loan fees & charges |
| Home insurance | Baby supplies | Loan insurance |
| Home services | Babysitter & daycare | Loan interest |
| Home supplies | Child support | Loan payment |
| Lawn & garden | Kids’ activities | Loan principal |
| Mortgage & rent | Toys | |
| Personal Care | Pets | Shopping |
| Hair | Pet food & supplies | Books |
| Laundry | Pet grooming | Clothing |
| Spa & massage | Veterinary | Electronics & software |
| Hobbies | ||
| Sporting goods | ||
| Taxes | Travel | |
| Federal taxes | Air travel | |
| Local tax | Hotel | |
| Property tax | Rental car & taxi | |
| Sales tax | ||
| State tax |
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