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The Rules of Wealth, 3rd Edition by Richard Templar

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RULE 59

If you are going to get financial advice, pay for it

Boy are there a lot of people out there waiting and wanting to give you financial help, advice, information, tips and guidance. Great – learn early on to be very careful who you take advice from if you want to hang on to your wealth.

There are two groups of people to whom you may turn in the event of needing said advice, help, guidance, whatever. First, there are skilled professionals who carry indemnity insurance so you can sue them – and expect to get a payout – in the unlikely event the information they give you is erroneous, wrong, or dangerously bad. If they stand by their advice, you should make sure provision is there so that you get paid if it is wrong. That keeps ’em on their ...

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