
10
THE
ROAD
MORE
TRAVELED
Like boring, predictable paths?
The sure and steady way could be yours.
T
he least sensational, but most reliable, road to riches is saving
linked
to
good investment returns.
Thi
s is very
American-the
Calvinist catechism, rooted in Judeo-Christian values of virtue.
Frugality and industriousness
do
pay.
Thi
s road is wide enough for any-
one with a paycheck. It has spawned thousands of how-to books over
the decades ranging from Suze Orman to
The
Millionair
eNext
Dam'
.
The
first step is saving. Fact: Some folks just can
't-r
egardless
of
income. Some make half a million a year and blow it all. Some
are naturally frugal. Some folks can improve. Others never will. But
saving is a must here.
Step two is getting ok, but not phenomenal, investment returns.
The
magical power of compound interest assures even the lowliest,
part-time garbage collector can do this if he or she saves a few thou-
sand a year.
F
orb
es list?
No.
But anyone can be a multimilli onaire.
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