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Scoring negative outcomes

If a person is known to be involved in fraud, we say that there is a negative outcome associated with this individual. Not every negative outcome is of the same severity or seriousness. A person known to be impersonating another person will have a more serious type of negative outcome associated with them, compared to someone who is just trying to use an expired $20 gift card, in an innovative way to make it valid.

From a score of 1 to 10, we rate various negative outcomes as follows:

Negative outcome	Negative outcome score
Impersonation	10
Involvement in credit card theft	8
Fake check submission	7
Criminal record	6
No record	0

Note that these scores will be based on our analysis of fraud cases ...