Asha received her mutual fund prospectus in the mail. For the last five years, she has diligently dedicated a small percentage of her salary to a select grouping of funds. When she first started, she studied all of the types of funds within her company’s plan. There were the “safe” funds, which invested in government bonds with a low but reliable rate of return. On the other end of the spectrum were aggressive growth funds investing in global start-ups, which involved a much higher degree of risk. One of these funds had some amazing returns when it did well and steep negative returns during the really bad years.

Asha was advised to diversify her money wisely over a portfolio of funds that matched her particular financial goals. ...

Get The Inclusion Dividend: Why Investing in Diversity & Inclusion Pays Off now with the O’Reilly learning platform.

O’Reilly members experience live online training, plus books, videos, and digital content from nearly 200 publishers.