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The Handbook of Employee Benefits: Health and Group Benefits 7/E, 7th Edition by Jerry Rosenbloom

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CHAPTER 20Social Security and Medicare: Focus on Disability, Survivorship, and Medicare Provisions

Robert J. Myers

Economic security for retired workers, disabled workers, and survivors of deceased workers in the United States is, in the vast majority of cases, provided through the multiple means of Social Security, private pensions, and individual savings. This is sometimes referred to as a three-legged stool or the three pillars of economic-security protection. It also can be seen as a layered arrangement, with Social Security providing the floor of protection, private-sector activities building on top of it, and public assistance programs, such as Supplemental Security Income (SSI), providing a net of protection for those whose total income ...

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