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Best Business Practices for Photographers, Third Edition, 3rd Edition by John Harrington

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Chapter 19

Insurance: Why It’s Not Just Health-Related, and How You Should Protect Yourself

Insurance is one of the most important things you can have to ensure the longevity of your business. Although you may understand that insurance is important, understanding all the necessary components beyond just health insurance can save you and your business—literally.

Insurers will underwrite almost anything for a price. If you are a staff photographer, you have a wide assortment of coverage that you benefit from individually, and usually your employer carries the necessary insurance for your actions on their behalf. When you are transitioning from staff to freelance, you will need to not only secure these insurance types for yourself, but also account ...

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