underlying behavioral driver in our results because the combination of obtrusiveness and
targeting diminishes ad effectiveness more for privacy-sensitive items (such as healthcare
and financial products) and for people who exhibit privacy-sensitive behavior while tak-
ing the survey.
Acquisti and Spiekermann (2011) reinforce this finding by showing that
obtrusive pop-up ads online negatively affect willingness to pay for the advertised goods.
This again emphasizes that though much of the privacy debate may be focused on data-
enriched ads, there are many other negative ways that advertising can intrude on users’
privacy beyond behavioral targeting. A more comprehensive approach to user privacy
would therefore consider how obtrusiveness also hinders ...