November 2012
Beginner to intermediate
408 pages
10h 52m
English
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A Budgeting Secret You Won’t Learn in College
I also have a secret tip for you. (I’m going to write very quietly now so that no one else hears. . . .)
Here’s the secret tip: Go to the library and ask for the Robert Morris & Associates Survey, the Risk Management Association (or RMA) Reference, the Dun & Bradstreet Annual Financial Statement Survey, and any similar references of business financial statistics. After you get these references, find a nice, quiet corner of the library and look up how other businesses like yours (that is, businesses that are the same size, sell the same stuff or services, and have the same gross and net profits) spend money.
These references are really cool. For example, Robert Morris & Associates surveys bank lending officers, creates a summary of the information that these bankers receive from their customers, and publishes the results. You can look up, for example, what percentage of sales the average tavern spends on beer and peanuts.
Plan to spend an hour or so at the library. Getting used to the way that the Robert Morris & Associates report displays information takes a while. The taverns page doesn’t actually have a line for beer and peanuts, for example. Instead, you see some vague accounting term like cost of goods sold.
Make a few notes so that ...
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O’Reilly covers everything we've got, with content to help us build a world-class technology community, upgrade the capabilities and competencies of our teams, and improve overall team performance as well as their engagement.Julian F.
I wanted to learn C and C++, but it didn't click for me until I picked up an O'Reilly book. When I went on the O’Reilly platform, I was astonished to find all the books there, plus live events and sandboxes so you could play around with the technology.Addison B.
I’ve been on the O’Reilly platform for more than eight years. I use a couple of learning platforms, but I'm on O'Reilly more than anybody else. When you're there, you start learning. I'm never disappointed.Amir M.
I'm always learning. So when I got on to O'Reilly, I was like a kid in a candy store. There are playlists. There are answers. There's on-demand training. It's worth its weight in gold, in terms of what it allows me to do.