March 2016
Intermediate to advanced
700 pages
144h 54m
English
Content preview from Principles of Risk Management and Insurance, 13th EditionBecome an O’Reilly member and get unlimited access to this title plus top books and audiobooks from O’Reilly and nearly 200 top publishers, thousands of courses curated by job role, 150+ live events each month,
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Market Conduct Regulation
Regulation of market conduct is another important regulatory issue. Market conduct refers to the marketing practices of insurers and agents that involve interaction with insureds, claimants, or consumers. These practices include the sales of insurance policies, advertising of insurance products, underwriting and rating, collection of premiums, policy renewals and termination, policy changes, claims settlement, and similar activities.
Regulators are concerned that certain industry practices or actions may have adverse and unfair financial effects on policyholders, beneficiaries, claimants, and insurance consumers. Examples include the sale of unsuitable insurance products; misrepresentation of coverage; excessive sales ...
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