March 2016
Intermediate to advanced
700 pages
144h 54m
English
Content preview from Principles of Risk Management and Insurance, 13th EditionBecome an O’Reilly member and get unlimited access to this title plus top books and audiobooks from O’Reilly and nearly 200 top publishers, thousands of courses curated by job role, 150+ live events each month,
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Notes
1. A complete discussion of these laws can be found in Fire, Casualty & Surety Bulletins, Personal Lines volume, Personal Auto section (Erlanger, KY: National Underwriter Company). Discussion of financial responsibility laws is based on this source.
2. The first two figures refer to bodily injury liability limits, and the third figure refers to property damage liability. The liability limits apply to each accident.
3. A recent study by the Insurance Research Council (IRC) estimated 12.6 percent of drivers were uninsured in 2012, despite mandatory insurance statutes. The percentage uninsured varied from 4 percent in Massachusetts to 26 percent in Oklahoma. “Uninsured Motorists, 2014 Edition,” Insurance Research Council, 2014.
4. “Uninsured ...
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