March 2016
Intermediate to advanced
700 pages
144h 54m
English
Content preview from Principles of Risk Management and Insurance, 13th EditionBecome an O’Reilly member and get unlimited access to this title plus top books and audiobooks from O’Reilly and nearly 200 top publishers, thousands of courses curated by job role, 150+ live events each month,
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Homeowners Insurance
Homeowners insurance contracts were first introduced in the 1950s. Since then, they have been revised several times. In this chapter, we discuss the homeowners forms drafted by the Insurance Services Office (ISO). In 2010, ISO released a new edition of the homeowners policy for use beginning in 2011. A copy of the ISO Homeowners 3 form, which will be examined in greater detail in this chapter, is provided in Appendix B at the end of this text.1
The ISO forms are widely used throughout the United States. Some insurers, however, use the homeowners forms designed by the American Association of Insurance Services (AAIS), which is an advisory organization similar to ISO. Other insurers use their own forms, which differ slightly ...
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