Notes

  1. 1. 8 Wall 168,183 (1869).

  2. 2. 322 U.S. 533 (1944).

  3. 3. “Regulation Modernization,” Issues Updates, Insurance Information Institute, April 2013. This source is periodically updated.

  4. 4. Ibid.

  5. 5. Warren S. Hersch, “Consumer Watchdog: Most NAIC Commissioners Have Industry Ties,” The National Underwriter, Life & Health, March 22, 2011.

  6. 6. Federal Insurance Office, U.S. Department of the Treasury, How to Modernize and Improve the System of Insurance Regulation in the United States, December 13, 2013.

  7. 7. American Council of Life Insurers, Modernizing Insurance Regulation, January 2009.

  8. 8. National Conference of Insurance Guaranty Funds. Insolvency Trends, 2012, winter issue.

  9. 9. “Insolvency/Guaranty Funds,” Issues Updates, Insurance Information ...

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