March 2016
Intermediate to advanced
700 pages
144h 54m
English
Content preview from Principles of Risk Management and Insurance, 13th EditionBecome an O’Reilly member and get unlimited access to this title plus top books and audiobooks from O’Reilly and nearly 200 top publishers, thousands of courses curated by job role, 150+ live events each month,
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Summary
The Personal Auto Policy (PAP) consists of a declarations page, a definitions section, and six major parts:
Part A: Liability Coverage
Part B: Medical Payments Coverage
Part C: Uninsured Motorists Coverage
Part D: Coverage for Damage to Your Auto
Part E: Duties After an Accident or Loss
Part F: General Provisions
Liability coverage protects the insured from bodily injury and property damage liability arising out of the negligent operation of an auto or trailer. The insurer also pays legal defense costs.
A covered auto includes any vehicle shown in the declarations; newly acquired vehicles; a trailer owned by the insured; and a temporary substitute auto.
Insured persons include the named insured and spouse, resident family members, other ...
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