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Principles of Risk Management and Insurance, 13th Edition by Michael McNamara, George E. Rejda

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S

  • Safe burglary, 607, 608609

  • Safe driver plans, or auto insurance, 469

  • Sales practices, insurers’, regulation of, 155156

  • Salvage, 562

  • SAP (statutory accounting principles), 144(n1), 144(n3), 151

  • Saver’s credit, 365366

  • Savings bank life insurance (SBLI), 98, 226227

  • Schedule, 484

  • Scheduled personal property endorsement, 529530

    • with agreed value loss settlement, 514

    • homeowners insurance, 514, 518

  • Scheduled stamp/coin collections, 529

  • Schedule rating, 139140

  • SCHIP (state children’s health insurance programs), 32

  • Second-to-die life insurance, 226

  • Section I, special form (HO-3)

    • additional coverages, 487489

    • additional living expense in, 486487

    • collapse (building) in, 488

    • conditions, 493499

    • counterfeit money and, 488

    • coverage A: dwelling,

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