Some property owners have special needs or desire broader coverage than that provided by a standard homeowners policy. Numerous endorsements can be added to a homeowners policy to meet individual needs, including the following:
Inflation guard endorsement
Personal property replacement cost loss settlement endorsement
Scheduled personal property endorsement (with agreed value loss settlement)
Personal injury endorsement
Home business insurance coverage endorsement
Identity theft endorsement
Many homeowners are underinsured because inflation has increased the replacement cost of their home. If a property loss occurs and you do not carry ...