March 2016
Intermediate to advanced
700 pages
144h 54m
English
Content preview from Principles of Risk Management and Insurance, 13th Edition
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Chapter 12 Life Insurance Contractual Provisions
“The standard policy provisions laws of the various states require that life insurance policies include certain provisions, but allow the insurance companies to select the actual wording.”
Jamie P. Hopkins, ed., et al., McGill’s Legal Aspects of Life Insurance
Learning Objectives
After studying this chapter, you should be able to
Describe the following contractual provisions that appear in life insurance policies:
– Incontestable clause
– Suicide clause
– Grace period provision
Identify the dividend options that typically appear in participating life insurance policies.
Explain the cash-surrender options (nonforfeiture options) that appear in cash-value policies.
Describe the various settlement ...
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