March 2016
Intermediate to advanced
700 pages
144h 54m
English
Content preview from Principles of Risk Management and Insurance, 13th EditionBecome an O’Reilly member and get unlimited access to this title plus top books and audiobooks from O’Reilly and nearly 200 top publishers, thousands of courses curated by job role, 150+ live events each month,
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Businessowners Policy
The businessowners policy (BOP) provides property and liability insurance for small businesses. The property coverages of the ISO businessowners policy were discussed in the previous chapter. The liability coverage is written on an occurrence basis, and, with certain exceptions, it is similar to the commercial general liability coverage (CGL) form discussed earlier.17 The following discussion is based on the ISO form. A revised version of the ISO BOP was released in 2013.
Business Liability
Business liability coverage pays those sums that the insured becomes legally obligated to pay as damages because of bodily injury, property damage (including fire damage to rented premises), or personal and advertising injury. For example, ...
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