March 2016
Intermediate to advanced
700 pages
144h 54m
English
Content preview from Principles of Risk Management and Insurance, 13th EditionBecome an O’Reilly member and get unlimited access to this title plus top books and audiobooks from O’Reilly and nearly 200 top publishers, thousands of courses curated by job role, 150+ live events each month,
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Notes
1. The discussion of homeowners insurance in this chapter is based on the Fire, Casualty & Surety Bulletins, Personal Lines volume, Dwelling section (Erlanger, KY: National Underwriter Company); Personal Lines Pilot, International Risk Management Institute (IRMI); Diane Richardson, Homeowners Coverage Guide, 4th ed., Erlanger, KY, 2011 and the copyrighted homeowners forms drafted by the Insurance Services Office (ISO).
2. The revised HO-3 policy explicitly states that “direct physical damage” must occur from an abrupt collapse for there to be coverage. Wording in the previous form created ambiguity over whether a building that was damaged but had not collapsed or that collapsed over time was covered. This form makes it clear that damage ...
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I'm always learning. So when I got on to O'Reilly, I was like a kid in a candy store. There are playlists. There are answers. There's on-demand training. It's worth its weight in gold, in terms of what it allows me to do.