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Principles of Risk Management and Insurance, 13th Edition by Michael McNamara, George E. Rejda

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Other Commercial Property Coverages

The building and personal property coverage form discussed earlier is designed to meet the commercial property insurance needs of most business firms. However, many firms have certain needs that require the use of specialized forms, which include the following:

  • Builders risk insurance

  • Condominium insurance

  • Equipment breakdown insurance

  • Difference in conditions (DIC) insurance

  • Terrorism insurance

Builders Risk Insurance

A building under construction is exposed to numerous perils, especially weather-related perils and the peril of fire. The value of the building under construction changes as various stages of construction are completed. Under the simplified commercial property program by ISO, the builders risk ...

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