March 2016
Intermediate to advanced
700 pages
144h 54m
English
Content preview from Principles of Risk Management and Insurance, 13th EditionBecome an O’Reilly member and get unlimited access to this title plus top books and audiobooks from O’Reilly and nearly 200 top publishers, thousands of courses curated by job role, 150+ live events each month,
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Variations of Whole Life Insurance
To remain competitive and to overcome the criticisms of traditional cash-value policies, insurers have developed a wide variety of whole life products that combine insurance protection with an investment component. Important variations of whole life insurance include the following:10
Variable life insurance
Universal life insurance
Indexed universal life insurance
Variable universal life insurance
Current assumption whole life insurance
Variable Life Insurance
Variable life insurance can be defined as a fixed-premium policy in which the death benefit and cash values vary according to the investment experience of a separate account, which is similar to a mutual fund maintained by the insurer. The death benefit ...
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