Notes

  1. 1. The material in this chapter is based on Fire, Casualty & Surety Bulletins, Personal Lines volume, Personal Auto section (Erlanger, KY: National Underwriter Company); and the 2005 edition of the Personal Auto Policy prepared by the Insurance Services Office.

  2. 2. When this edition of the text went to press, ISO was in the process of issuing a revised version of the Personal Auto Policy.

  3. 3. See “Top 10 Reasons to Purchase the Rental Car Damage Waiver,” Virtual University, Independent Insurance Agents & Brokers of America, Inc., 2009.

  4. 4. Some other causes of distracted driving, besides texting and cell phone use, include eating and drinking, talking to passengers, grooming, reading (e.g., maps), using a navigation system, watching a ...

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